New York Watch, Guard, or Patrol Agency (WGP) License Practice Exam

Is a PI required to be insured?

1. Yes

2. No

3. It depends on the state

4. It depends on the type of investigation

The correct answer is: No

Providing insurance is not legally required for private investigators, therefore option B is the correct answer. Option A is incorrect because although some private investigators choose to have insurance, it is not a requirement. Option C is incorrect because while some states may have specific insurance requirements for private investigators, not all states have the same laws regarding insurance. Option D is incorrect because the type of investigation does not determine whether or not insurance is required. It ultimately depends on the state's laws and the individual's personal choice.